How to create your own life insurance policy

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    Betty CruzBetty Cruz
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    I think no one has shared it here. This is my personal experience. If you find this helpful, then you can do what I did. Is it really possible to create your own life insurance policy? Yes, it is really possible. How? Then become a life insurance agent. You won’t only create your own policy but you’ll also get almost half of the premium that you pay in the Insurance company.

    Very few people did this. I was lucky because I was a little bit interested in knowing how agents earn from selling life insurance. I created one for my self . I pay for it, but at the same time, I got my commission from my own premium. That’s pretty like a discount.

    Here’s how I did it.

    1.  I applied to become a life insurance agent.

    My friend, who was a PruLife license agent, helped me with the process. You need to review for your exam and pay for the examination fee. I took two sets of exam, traditional and variable. Luckily, I passed these two and got coded in the next coming month.

    2. I trained and understood all types of insurances

    Training is very important if you want to sell something. I exerted much effort in understanding how each life insurance is different from one another. I also practiced how to sell this kind of service.

    3. I chose the best insurance that fits my interests and needs.

    If you are a licensed insurance agent, you can actually create one for yourself. The advantage if this is all the commission will get back to you. The only disadvantage of this is no one will assist you in case you claim you life insurance. You are responsible to your self.

    In general, it is actually possible to design your own life insurance and get the commission at the same time from your own payment. You just need to put more time in becoming a license life insurance agent.

    • This topic was modified 4 years ago by Betty CruzBetty Cruz.
    • This topic was modified 4 years ago by Betty CruzBetty Cruz.
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